Contact us directly and let us know how we can help you in your home buying or refinance process.

Here's what our clients are saying...

"Working with Margaret made the entire process of refinancing my home worth it! She was efficient and professional, as well as informative. Margaret kept me up to speed with where we were in the process, and I always felt comfortable to contact her with my questions or concern. Her rates were more than competitive and I will always recommend Margaret to my clients, friends and family when they are purchasing a home or refinancing! Thank you Margaret for a job well done and helping me save money!"

Tracy Nickens, Engel and Voelker, Austin, Texas

"Margaret is one of the best loan officers that I work with. She is very proactive and understands how very important customer service is. She communicates with her clients so that they know what to expect throughout the loan process. I would recommend her to anyone."

Jody Wiltsey, Austin Title

"Margaret has been an absolute pleasure to work with! She recently shepherded through a refinance application for me in expert fashion in spite of my complicated and not-so-orthodox situation! She clearly explained what she needed from me and made the process very easy. I am thrilled with how quickly it all came together and with the great interest rate and terms she obtained for me! I have known Margaret for several years. Even before getting her help with this refi I use...d to approach her for advice and for her expertise. She was always patient and explained things in the clearest way possible. All this in spite of the fact that at those times I was working with other brokers. Margaret is my broker from now on. When you are about to make big financial decisions, the most important characteristic of the people you work with is their trustworthiness. I trust Margaret completely and without hesitation, and I would recommend her services to anyone in a heartbeat."

Akash Sharma, Entrepreneur, Austin, Texas

"Happy Holidays to all at Hardy Mortgage! It's now been six months since my family moved into our home here in Austin and I sincerely think every-single-day that if it were not for you and your tireless efforts, there is no way we would be here now. I am honestly convinced this would not have come together if it were not for you, and I am so grateful for all you did. Margaret Hardy...you really are amazing at what you do and I want to thank you very much from the bottom of my heart. My wife and I have both passed your name along to others and we will continue to do so. There is nobody better in the business!"

John Jackman, Managing Director, Austin, Texas